Servion in Washington vs the state
12.5%Denial rate-3.15 pts vs state
20.0%Decision denial rate+0.46 pts vs state
50.0%Origination rate-11.06 pts vs state
6.56%Median rate-0.06 pts vs state
0.36Rate spread (pts)+0.17 pts vs state
$80kMedian applicant income
8Loans originated
2Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 8 | 16.7% | 6.75% | #440 |
| 2024 | 18 | 8 | 16.7% | 7.25% | #388 |
| 2025 | 16 | 8 | 12.5% | 6.56% | #412 |
What Servion lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Servion applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Whatcom County | 4 | 1 | 1 | 25.0% |
| Spokane County | 3 | 2 | 0 | 0.0% |
| Clark County | 3 | 1 | 1 | 33.3% |
| Clallam County | 2 | 1 | 0 | 0.0% |
| Grays Harbor County | 1 | 1 | 0 | 0.0% |
| Klickitat County | 1 | 1 | 0 | 0.0% |
| Stevens County | 1 | 1 | 0 | 0.0% |
| Cowlitz County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 16 applications in 2025, of which 8 were originated and 2 denied.
12.5% of all applications, or 20.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Servion originated in Washington in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Servion's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology