Securitynational Mortgage · Washington · 2025

Securitynational Mortgage in Washington: approval rate, denial rate and rates (2025)

Securitynational Mortgage took 229 mortgage applications in Washington in 2025, ranking #177 of 822 lenders active in the state. It originated 68.1% of them and denied 7.9% (10.2% of the applications it decided), against a statewide denial rate of 15.7%.

229Applicationsin WA
10.2%Decision denial ratestate 19.5%
6.50%Median ratestate 6.63%
$395,000Median loanstate $335,000
$58MVolume26 counties

Securitynational Mortgage in Washington vs the state

7.9%Denial rate-7.79 pts vs state
10.2%Decision denial rate-9.37 pts vs state
68.1%Origination rate+7.06 pts vs state
6.50%Median rate-0.13 pts vs state
0.27Rate spread (pts)+0.09 pts vs state
$122kMedian applicant income
156Loans originated
18Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
202329176.9%7.50%#340
202486529.3%7.13%#234
20252291567.9%6.50%#177

What Securitynational Mortgage lends in Washington

By loan purpose

Home purchase 177 77% · 6.8% denied
Refinance 19 8% · 10.5% denied
Cash-out refinance 23 10% · 17.4% denied
Home improvement 10 4% · 0.0% denied

By loan type

Conventional 142 62% · 6.3% denied
FHA 74 32% · 12.2% denied
VA 13 6% · 0.0% denied

Why it denied Washington applicants

Collateral 6 33%
Debt-to-income ratio 5 28%
Other 2 11%
Unverifiable information 2 11%
Insufficient cash 1 6%
Employment history 1 6%
Credit history 1 6%

Where in Washington

Counties with the most Securitynational Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pierce County 876010 11.5%
King County 50324 8.0%
Grant County 18121 5.6%
Clark County 14111 7.1%
San Juan County 730 0.0%
Snohomish County 631 16.7%
Mason County 550 0.0%
Lewis County 531 20.0%
Thurston County 440 0.0%
Spokane County 420 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 229 applications in 2025, of which 156 were originated and 18 denied.

7.9% of all applications, or 10.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Securitynational Mortgage originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology