Securitynational Mortgage · Colorado · 2025

Securitynational Mortgage in Colorado: approval rate, denial rate and rates (2025)

Securitynational Mortgage took 219 mortgage applications in Colorado in 2025, ranking #174 of 1,114 lenders active in the state. It originated 68.0% of them and denied 4.6% (6.3% of the applications it decided), against a statewide denial rate of 15.6%.

219Applicationsin CO
6.3%Decision denial ratestate 19.7%
6.75%Median ratestate 6.63%
$355,000Median loanstate $325,000
$50MVolume22 counties

Securitynational Mortgage in Colorado vs the state

4.6%Denial rate-11.06 pts vs state
6.3%Decision denial rate-13.37 pts vs state
68.0%Origination rate+8.02 pts vs state
6.75%Median rate+0.13 pts vs state
0.23Rate spread (pts)+0.08 pts vs state
$121kMedian applicant income
149Loans originated
10Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233472253.8%6.50%#116
20242421602.9%6.88%#144
20252191494.6%6.75%#174

What Securitynational Mortgage lends in Colorado

By loan purpose

Home purchase 176 80% · 2.3% denied
Refinance 17 8% · 17.7% denied
Cash-out refinance 15 7% · 13.3% denied
Home improvement 11 5% · 9.1% denied

By loan type

Conventional 170 78% · 5.9% denied
FHA 30 14% · 0.0% denied
VA 19 9% · 0.0% denied

Why it denied Colorado applicants

Unverifiable information 4 40%
Debt-to-income ratio 2 20%
Collateral 2 20%
Incomplete application 1 10%
Credit history 1 10%

Where in Colorado

Counties with the most Securitynational Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
El Paso County 67432 3.0%
Eagle County 56424 7.1%
Douglas County 1570 0.0%
Arapahoe County 1390 0.0%
Jefferson County 1061 10.0%
Denver County 941 11.1%
Adams County 860 0.0%
Pueblo County 530 0.0%
Garfield County 540 0.0%
Weld County 531 20.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 219 applications in 2025, of which 149 were originated and 10 denied.

4.6% of all applications, or 6.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Securitynational Mortgage originated in Colorado in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology