SayGO Home Loans in Colorado vs the state
6.9%Denial rate-8.77 pts vs state
17.5%Decision denial rate-2.16 pts vs state
30.4%Origination rate-29.63 pts vs state
5.25%Median rate-1.38 pts vs state
-0.13Rate spread (pts)-0.28 pts vs state
$101kMedian applicant income
31Loans originated
7Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 210 | 33 | 2.9% | 5.99% | #159 |
| 2025 | 102 | 31 | 6.9% | 5.25% | #226 |
What SayGO Home Loans lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most SayGO Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 19 | 7 | 1 | 5.3% |
| Jefferson County | 11 | 5 | 0 | 0.0% |
| Adams County | 10 | 2 | 2 | 20.0% |
| Denver County | 8 | 3 | 0 | 0.0% |
| Weld County | 8 | 1 | 0 | 0.0% |
| Arapahoe County | 8 | 4 | 1 | 12.5% |
| Broomfield County | 5 | 0 | 1 | 20.0% |
| La Plata County | 5 | 0 | 0 | 0.0% |
| Douglas County | 5 | 1 | 0 | 0.0% |
| Pueblo County | 4 | 1 | 1 | 25.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 102 applications in 2025, of which 31 were originated and 7 denied.
6.9% of all applications, or 17.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans SayGO Home Loans originated in Colorado in 2025 was 5.25%, against a statewide median of 6.63%.
About this data. Figures are SayGO Home Loans's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology