Sammamish Mortgage in Washington vs the state
2.1%Denial rate-13.52 pts vs state
3.0%Decision denial rate-16.53 pts vs state
68.7%Origination rate+7.63 pts vs state
6.38%Median rate-0.25 pts vs state
-0.11Rate spread (pts)-0.30 pts vs state
$191kMedian applicant income
871Loans originated
27Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 593 | 389 | 3.0% | 6.50% | #82 |
| 2024 | 965 | 695 | 2.6% | 6.50% | #58 |
| 2025 | 1,268 | 871 | 2.1% | 6.38% | #52 |
What Sammamish Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Sammamish Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 650 | 459 | 16 | 2.5% |
| Snohomish County | 185 | 113 | 3 | 1.6% |
| Pierce County | 116 | 78 | 3 | 2.6% |
| Kitsap County | 84 | 58 | 2 | 2.4% |
| Thurston County | 26 | 17 | 0 | 0.0% |
| Clark County | 24 | 11 | 0 | 0.0% |
| Spokane County | 23 | 16 | 0 | 0.0% |
| Whatcom County | 20 | 11 | 0 | 0.0% |
| Kittitas County | 17 | 15 | 1 | 5.9% |
| Chelan County | 13 | 7 | 1 | 7.7% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,268 applications in 2025, of which 871 were originated and 27 denied.
2.1% of all applications, or 3.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Sammamish Mortgage originated in Washington in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Sammamish Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology