RPE Home in Texas vs the state
3.2%Denial rate-16.19 pts vs state
4.5%Decision denial rate-20.43 pts vs state
68.0%Origination rate+13.14 pts vs state
10.75%Median rate+4.25 pts vs state
—Rate spread (pts)
—Median applicant income
168Loans originated
8Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 1,394 | 181 | 28.3% | 11.88% | #128 |
| 2025 | 247 | 168 | 3.2% | 10.75% | #377 |
What RPE Home lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most RPE Home applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 45 | 29 | 1 | 2.2% |
| Tarrant County | 29 | 22 | 2 | 6.9% |
| Bexar County | 27 | 22 | 0 | 0.0% |
| Travis County | 14 | 9 | 0 | 0.0% |
| Harris County | 14 | 5 | 1 | 7.1% |
| Collin County | 13 | 10 | 0 | 0.0% |
| Comal County | 12 | 11 | 0 | 0.0% |
| Montgomery County | 7 | 4 | 0 | 0.0% |
| Denton County | 7 | 3 | 0 | 0.0% |
| Grayson County | 7 | 4 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 247 applications in 2025, of which 168 were originated and 8 denied.
3.2% of all applications, or 4.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans RPE Home originated in Texas in 2025 was 10.75%, against a statewide median of 6.50%.
About this data. Figures are RPE Home's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology