Roundpoint Mortgage Servicing · Washington · 2025

Roundpoint Mortgage Servicing in Washington: approval rate, denial rate and rates (2025)

Roundpoint Mortgage Servicing took 100 mortgage applications in Washington in 2025, ranking #239 of 822 lenders active in the state. It originated 59.0% of them and denied 10.0% (14.3% of the applications it decided), against a statewide denial rate of 15.7%.

100Applicationsin WA
14.3%Decision denial ratestate 19.5%
3.50%Median ratestate 6.63%
$375,000Median loanstate $335,000
$23MVolume21 counties

Roundpoint Mortgage Servicing in Washington vs the state

10.0%Denial rate-5.65 pts vs state
14.3%Decision denial rate-5.25 pts vs state
59.0%Origination rate-2.06 pts vs state
3.50%Median rate-3.13 pts vs state
-3.05Rate spread (pts)-3.24 pts vs state
$132kMedian applicant income
59Loans originated
10Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238325.0%2.25%#489
202466387.6%3.31%#258
20251005910.0%3.50%#239

What Roundpoint Mortgage Servicing lends in Washington

By loan purpose

Home purchase 12 12% · 8.3% denied
Refinance 14 14% · 0.0% denied
Cash-out refinance 27 27% · 18.5% denied
Other / HELOC 47 47% · 8.5% denied

By loan type

Conventional 94 94% · 9.6% denied
FHA 6 6% · 16.7% denied

Why it denied Washington applicants

Debt-to-income ratio 6 60%
Credit history 3 30%
Employment history 1 10%

Where in Washington

Counties with the most Roundpoint Mortgage Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 29203 10.3%
Pierce County 1281 8.3%
Snohomish County 1251 8.3%
Benton County 641 16.7%
Spokane County 631 16.7%
Kitsap County 440 0.0%
Thurston County 421 25.0%
Whatcom County 312 66.7%
Clark County 320 0.0%
Clallam County 320 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 100 applications in 2025, of which 59 were originated and 10 denied.

10.0% of all applications, or 14.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Roundpoint Mortgage Servicing originated in Washington in 2025 was 3.50%, against a statewide median of 6.63%.

About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology