Roundpoint Mortgage Servicing in Texas vs the state
11.3%Denial rate-8.13 pts vs state
18.7%Decision denial rate-6.19 pts vs state
48.7%Origination rate-6.18 pts vs state
6.38%Median rate-0.13 pts vs state
-0.08Rate spread (pts)-0.27 pts vs state
$131kMedian applicant income
112Loans originated
26Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 0 | 64.3% | — | #946 |
| 2024 | 109 | 60 | 11.9% | 3.81% | #540 |
| 2025 | 230 | 112 | 11.3% | 6.38% | #391 |
What Roundpoint Mortgage Servicing lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 31 | 14 | 5 | 16.1% |
| Harris County | 30 | 12 | 4 | 13.3% |
| Collin County | 20 | 9 | 2 | 10.0% |
| Travis County | 16 | 7 | 2 | 12.5% |
| Denton County | 15 | 8 | 2 | 13.3% |
| Dallas County | 14 | 8 | 1 | 7.1% |
| Fort Bend County | 10 | 6 | 1 | 10.0% |
| Bexar County | 8 | 4 | 0 | 0.0% |
| Ellis County | 7 | 4 | 2 | 28.6% |
| Galveston County | 5 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 230 applications in 2025, of which 112 were originated and 26 denied.
11.3% of all applications, or 18.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Roundpoint Mortgage Servicing originated in Texas in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology