Rmc Home Mortgage in Pennsylvania vs the state
2.0%Denial rate-16.25 pts vs state
2.5%Decision denial rate-19.69 pts vs state
78.6%Origination rate+17.67 pts vs state
6.63%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.16 pts vs state
$166kMedian applicant income
309Loans originated
8Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 179 | 3.7% | 6.88% | #259 |
| 2024 | 302 | 243 | 2.3% | 6.63% | #209 |
| 2025 | 393 | 309 | 2.0% | 6.63% | #190 |
What Rmc Home Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Rmc Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 232 | 189 | 5 | 2.2% |
| Butler County | 78 | 57 | 0 | 0.0% |
| Westmoreland County | 38 | 29 | 1 | 2.6% |
| Washington County | 36 | 28 | 1 | 2.8% |
| Beaver County | 8 | 5 | 1 | 12.5% |
| Clearfield County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 393 applications in 2025, of which 309 were originated and 8 denied.
2.0% of all applications, or 2.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Rmc Home Mortgage originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Rmc Home Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology