Resicentral in Washington vs the state
3.7%Denial rate-11.98 pts vs state
4.9%Decision denial rate-14.67 pts vs state
67.3%Origination rate+6.27 pts vs state
6.49%Median rate-0.13 pts vs state
0.04Rate spread (pts)-0.15 pts vs state
$160kMedian applicant income
202Loans originated
11Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 133 | 87 | 3.0% | 6.88% | #192 |
| 2024 | 313 | 216 | 4.8% | 6.63% | #128 |
| 2025 | 300 | 202 | 3.7% | 6.49% | #148 |
What Resicentral lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Resicentral applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 81 | 51 | 3 | 3.7% |
| Snohomish County | 55 | 40 | 1 | 1.8% |
| Pierce County | 49 | 31 | 3 | 6.1% |
| Clark County | 18 | 10 | 1 | 5.6% |
| Whatcom County | 16 | 14 | 0 | 0.0% |
| Thurston County | 14 | 11 | 1 | 7.1% |
| Kitsap County | 8 | 4 | 0 | 0.0% |
| Island County | 7 | 4 | 0 | 0.0% |
| Spokane County | 7 | 5 | 1 | 14.3% |
| Lewis County | 6 | 5 | 1 | 16.7% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 300 applications in 2025, of which 202 were originated and 11 denied.
3.7% of all applications, or 4.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Resicentral originated in Washington in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Resicentral's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology