Resicentral in Mississippi vs the state
14.3%Denial rate-8.63 pts vs state
17.7%Decision denial rate-10.80 pts vs state
57.1%Origination rate+4.27 pts vs state
6.37%Median rate-0.38 pts vs state
0.45Rate spread (pts)+0.12 pts vs state
$70kMedian applicant income
12Loans originated
3Denied
What Resicentral lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Resicentral applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 8 | 4 | 0 | 0.0% |
| Jackson County | 3 | 2 | 1 | 33.3% |
| Hinds County | 2 | 0 | 1 | 50.0% |
| Grenada County | 1 | 1 | 0 | 0.0% |
| Pontotoc County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Alcorn County | 1 | 1 | 0 | 0.0% |
| Itawamba County | 1 | 1 | 0 | 0.0% |
| Prentiss County | 1 | 0 | 0 | 0.0% |
| Sunflower County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 21 applications in 2025, of which 12 were originated and 3 denied.
14.3% of all applications, or 17.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Resicentral originated in Mississippi in 2025 was 6.37%, against a statewide median of 6.75%.
About this data. Figures are Resicentral's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology