Renasant Bank in Arkansas vs the state
20.0%Denial rate+1.81 pts vs state
20.7%Decision denial rate-2.44 pts vs state
76.7%Origination rate+19.84 pts vs state
6.50%Median rate-0.13 pts vs state
0.34Rate spread (pts)-0.01 pts vs state
$78kMedian applicant income
23Loans originated
6Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 44 | 11.5% | 6.44% | #181 |
| 2024 | 51 | 37 | 3.9% | 6.38% | #198 |
| 2025 | 30 | 23 | 20.0% | 6.50% | #250 |
What Renasant Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Renasant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Independence County | 7 | 5 | 2 | 28.6% |
| Craighead County | 3 | 2 | 1 | 33.3% |
| Woodruff County | 3 | 2 | 1 | 33.3% |
| St. Francis County | 2 | 2 | 0 | 0.0% |
| Pulaski County | 2 | 1 | 0 | 0.0% |
| Crittenden County | 2 | 2 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Sharp County | 1 | 1 | 0 | 0.0% |
| Clay County | 1 | 0 | 1 | 100.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 30 applications in 2025, of which 23 were originated and 6 denied.
20.0% of all applications, or 20.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Renasant Bank originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Renasant Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology