Reliance First Capital in Wyoming vs the state
4.6%Denial rate-11.01 pts vs state
5.0%Decision denial rate-14.59 pts vs state
86.4%Origination rate+25.35 pts vs state
6.25%Median rate-0.25 pts vs state
0.34Rate spread (pts)+0.11 pts vs state
$80kMedian applicant income
19Loans originated
1Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 19 | 0.0% | 6.75% | #93 |
| 2024 | 16 | 14 | 6.3% | 6.56% | #114 |
| 2025 | 22 | 19 | 4.6% | 6.25% | #102 |
What Reliance First Capital lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Reliance First Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 6 | 5 | 0 | 0.0% |
| Campbell County | 3 | 3 | 0 | 0.0% |
| Fremont County | 2 | 2 | 0 | 0.0% |
| Natrona County | 2 | 2 | 0 | 0.0% |
| Sheridan County | 2 | 2 | 0 | 0.0% |
| Sublette County | 1 | 1 | 0 | 0.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Crook County | 1 | 1 | 0 | 0.0% |
| Converse County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 22 applications in 2025, of which 19 were originated and 1 denied.
4.6% of all applications, or 5.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Reliance First Capital originated in Wyoming in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Reliance First Capital's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology