Reliable Holdings Manager dba Lendz Financial in Texas vs the state
0.9%Denial rate-18.58 pts vs state
1.6%Decision denial rate-23.29 pts vs state
51.7%Origination rate-3.19 pts vs state
7.75%Median rate+1.25 pts vs state
1.52Rate spread (pts)+1.32 pts vs state
$5,351kMedian applicant income
61Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 34 | 31 | 8.8% | 8.25% | #759 |
| 2025 | 118 | 61 | 0.9% | 7.75% | #523 |
What Reliable Holdings Manager dba Lendz Financial lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Reliable Holdings Manager dba Lendz Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 32 | 14 | 1 | 3.1% |
| Tarrant County | 16 | 4 | 0 | 0.0% |
| Montgomery County | 13 | 11 | 0 | 0.0% |
| Dallas County | 9 | 6 | 0 | 0.0% |
| Fort Bend County | 7 | 4 | 0 | 0.0% |
| Webb County | 5 | 1 | 0 | 0.0% |
| Travis County | 4 | 3 | 0 | 0.0% |
| Rockwall County | 4 | 3 | 0 | 0.0% |
| Bexar County | 4 | 2 | 0 | 0.0% |
| Cameron County | 3 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 118 applications in 2025, of which 61 were originated and 1 denied.
0.9% of all applications, or 1.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Reliable Holdings Manager dba Lendz Financial originated in Texas in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Reliable Holdings Manager dba Lendz Financial's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology