Redwood Residential Acquisition in Texas vs the state
2.9%Denial rate-16.49 pts vs state
2.9%Decision denial rate-21.96 pts vs state
94.1%Origination rate+39.24 pts vs state
7.00%Median rate+0.50 pts vs state
0.59Rate spread (pts)+0.39 pts vs state
$335kMedian applicant income
32Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 10 | 28.6% | 7.06% | #947 |
| 2024 | 21 | 13 | 28.6% | 6.88% | #851 |
| 2025 | 34 | 32 | 2.9% | 7.00% | #779 |
What Redwood Residential Acquisition lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Redwood Residential Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 5 | 5 | 0 | 0.0% |
| Travis County | 3 | 3 | 0 | 0.0% |
| Harris County | 3 | 3 | 0 | 0.0% |
| Wood County | 2 | 1 | 1 | 50.0% |
| Bell County | 2 | 2 | 0 | 0.0% |
| Bexar County | 2 | 2 | 0 | 0.0% |
| Nueces County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Grayson County | 1 | 1 | 0 | 0.0% |
| Fort Bend County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 34 applications in 2025, of which 32 were originated and 1 denied.
2.9% of all applications, or 2.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Redwood Residential Acquisition originated in Texas in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Redwood Residential Acquisition's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology