Raymond James Bank in Texas vs the state
5.7%Denial rate-13.78 pts vs state
6.5%Decision denial rate-18.36 pts vs state
80.2%Origination rate+25.35 pts vs state
5.44%Median rate-1.06 pts vs state
-0.46Rate spread (pts)-0.65 pts vs state
$443kMedian applicant income
142Loans originated
10Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 186 | 151 | 8.1% | 5.13% | #419 |
| 2024 | 135 | 104 | 8.9% | 5.88% | #490 |
| 2025 | 177 | 142 | 5.7% | 5.44% | #436 |
What Raymond James Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 28 | 23 | 2 | 7.1% |
| Dallas County | 28 | 23 | 0 | 0.0% |
| Travis County | 25 | 21 | 1 | 4.0% |
| Tarrant County | 18 | 18 | 0 | 0.0% |
| Montgomery County | 8 | 5 | 2 | 25.0% |
| Williamson County | 6 | 4 | 1 | 16.7% |
| Denton County | 6 | 4 | 2 | 33.3% |
| Collin County | 5 | 4 | 0 | 0.0% |
| Gillespie County | 4 | 4 | 0 | 0.0% |
| Fort Bend County | 4 | 3 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 177 applications in 2025, of which 142 were originated and 10 denied.
5.7% of all applications, or 6.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Raymond James Bank originated in Texas in 2025 was 5.44%, against a statewide median of 6.50%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology