Radius Financial Group · Texas · 2025

Radius Financial Group in Texas: approval rate, denial rate and rates (2025)

Radius Financial Group took 41 mortgage applications in Texas in 2025, ranking #733 of 1,568 lenders active in the state. It originated 63.4% of them and denied 7.3% (10.0% of the applications it decided), against a statewide denial rate of 19.4%.

41Applicationsin TX
10.0%Decision denial ratestate 24.9%
6.88%Median ratestate 6.50%
$235,000Median loanstate $245,000
$7.6MVolume12 counties

Radius Financial Group in Texas vs the state

7.3%Denial rate-12.11 pts vs state
10.0%Decision denial rate-14.90 pts vs state
63.4%Origination rate+8.53 pts vs state
6.88%Median rate+0.38 pts vs state
0.80Rate spread (pts)+0.61 pts vs state
$99kMedian applicant income
26Loans originated
3Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023241225.0%7.19%#855
2024553410.9%6.69%#672
202541267.3%6.88%#733

What Radius Financial Group lends in Texas

By loan purpose

Home purchase 32 78% · 9.4% denied
Refinance 6 15% · 0.0% denied
Cash-out refinance 3 7% · 0.0% denied

By loan type

Conventional 13 32% · 0.0% denied
FHA 28 68% · 10.7% denied

Why it denied Texas applicants

Other 2 67%
Insufficient cash 1 33%

Where in Texas

Counties with the most Radius Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson County 19151 5.3%
Tarrant County 520 0.0%
Orange County 411 25.0%
Dallas County 411 25.0%
Denton County 200 0.0%
Collin County 110 0.0%
Travis County 110 0.0%
Cooke County 110 0.0%
Jasper County 110 0.0%
Hays County 110 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 41 applications in 2025, of which 26 were originated and 3 denied.

7.3% of all applications, or 10.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Radius Financial Group originated in Texas in 2025 was 6.88%, against a statewide median of 6.50%.

About this data. Figures are Radius Financial Group's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology