Quorum Federal Credit Union in Ohio vs the state
44.0%Denial rate+26.27 pts vs state
45.5%Decision denial rate+23.56 pts vs state
40.7%Origination rate-19.24 pts vs state
9.13%Median rate+2.25 pts vs state
1.80Rate spread (pts)+1.41 pts vs state
$119kMedian applicant income
74Loans originated
80Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 34 | 54.8% | 11.50% | #309 |
| 2024 | 145 | 74 | 34.5% | 10.13% | #263 |
| 2025 | 182 | 74 | 44.0% | 9.13% | #251 |
What Quorum Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 21 | 7 | 8 | 38.1% |
| Franklin County | 18 | 6 | 11 | 61.1% |
| Warren County | 14 | 8 | 6 | 42.9% |
| Cuyahoga County | 12 | 4 | 6 | 50.0% |
| Butler County | 10 | 3 | 6 | 60.0% |
| Wood County | 7 | 2 | 3 | 42.9% |
| Hancock County | 7 | 5 | 2 | 28.6% |
| Delaware County | 6 | 3 | 2 | 33.3% |
| Lucas County | 6 | 1 | 4 | 66.7% |
| Clermont County | 5 | 2 | 1 | 20.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 182 applications in 2025, of which 74 were originated and 80 denied.
44.0% of all applications, or 45.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Quorum Federal Credit Union originated in Ohio in 2025 was 9.13%, against a statewide median of 6.88%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology