Quorum Federal Credit Union in Kansas vs the state
35.2%Denial rate+20.16 pts vs state
38.0%Decision denial rate+19.72 pts vs state
38.9%Origination rate-24.93 pts vs state
8.88%Median rate+2.25 pts vs state
1.53Rate spread (pts)+1.23 pts vs state
$117kMedian applicant income
21Loans originated
19Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 3 | 40.0% | 11.75% | #398 |
| 2024 | 19 | 11 | 42.1% | 9.99% | #286 |
| 2025 | 54 | 21 | 35.2% | 8.88% | #220 |
What Quorum Federal Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 26 | 11 | 6 | 23.1% |
| Sedgwick County | 14 | 6 | 6 | 42.9% |
| Wyandotte County | 6 | 2 | 2 | 33.3% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Harvey County | 1 | 0 | 1 | 100.0% |
| Leavenworth County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 0 | 1 | 100.0% |
| McPherson County | 1 | 0 | 0 | 0.0% |
| Finney County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 54 applications in 2025, of which 21 were originated and 19 denied.
35.2% of all applications, or 38.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Quorum Federal Credit Union originated in Kansas in 2025 was 8.88%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology