Quorum Federal Credit Union · Alaska · 2025

Quorum Federal Credit Union in Alaska: approval rate, denial rate and rates (2025)

Quorum Federal Credit Union took 20 mortgage applications in Alaska in 2025, ranking #81 of 252 lenders active in the state. It originated 25.0% of them and denied 50.0% (50.0% of the applications it decided), against a statewide denial rate of 14.0%.

20Applicationsin AK
50.0%Decision denial ratestate 18.0%
9.63%Median ratestate 6.44%
$80,000Median loanstate $305,000
$295kVolume7 counties

Quorum Federal Credit Union in Alaska vs the state

50.0%Denial rate+35.99 pts vs state
50.0%Decision denial rate+32.02 pts vs state
25.0%Origination rate-35.68 pts vs state
9.63%Median rate+3.18 pts vs state
2.78Rate spread (pts)+2.64 pts vs state
$94kMedian applicant income
5Loans originated
10Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202413538.5%9.25%#90
202520550.0%9.63%#81

What Quorum Federal Credit Union lends in Alaska

By loan purpose

Refinance 2 10% · 100.0% denied
Cash-out refinance 17 85% · 47.1% denied
Home improvement 1 5% · 0.0% denied

By loan type

Conventional 20 100% · 50.0% denied

Why it denied Alaska applicants

Debt-to-income ratio 5 50%
Collateral 3 30%
Incomplete application 2 20%

Where in Alaska

Counties with the most Quorum Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 935 55.6%
Matanuska-Susitna Borough 311 33.3%
Kenai Peninsula Borough 210 0.0%
Fairbanks North Star Borough 201 50.0%
Haines Borough 100 0.0%
Sitka City and Borough 101 100.0%
Juneau City and Borough 101 100.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 20 applications in 2025, of which 5 were originated and 10 denied.

50.0% of all applications, or 50.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Quorum Federal Credit Union originated in Alaska in 2025 was 9.63%, against a statewide median of 6.44%.

About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology