Provident Funding Associates in Wisconsin vs the state
4.6%Denial rate-9.46 pts vs state
5.4%Decision denial rate-10.93 pts vs state
77.7%Origination rate+9.58 pts vs state
6.50%Median rate-0.13 pts vs state
0.01Rate spread (pts)-0.11 pts vs state
$130kMedian applicant income
171Loans originated
10Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 131 | 104 | 3.8% | 6.56% | #184 |
| 2024 | 149 | 114 | 2.7% | 6.63% | #175 |
| 2025 | 220 | 171 | 4.6% | 6.50% | #149 |
What Provident Funding Associates lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Provident Funding Associates applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 93 | 71 | 3 | 3.2% |
| Waukesha County | 47 | 42 | 1 | 2.1% |
| Racine County | 11 | 9 | 0 | 0.0% |
| Washington County | 10 | 9 | 0 | 0.0% |
| Dane County | 9 | 7 | 1 | 11.1% |
| St. Croix County | 9 | 7 | 0 | 0.0% |
| Pierce County | 5 | 1 | 4 | 80.0% |
| Ozaukee County | 4 | 2 | 0 | 0.0% |
| Brown County | 3 | 2 | 0 | 0.0% |
| Outagamie County | 3 | 3 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 220 applications in 2025, of which 171 were originated and 10 denied.
4.6% of all applications, or 5.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Provident Funding Associates originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Provident Funding Associates's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology