Prosperity Home Mortgage in Colorado vs the state
7.9%Denial rate-7.75 pts vs state
10.4%Decision denial rate-9.22 pts vs state
66.4%Origination rate+6.34 pts vs state
6.63%Median rate0.00 pts vs state
0.16Rate spread (pts)+0.01 pts vs state
$175kMedian applicant income
219Loans originated
26Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 296 | 177 | 15.2% | 6.63% | #128 |
| 2024 | 270 | 173 | 10.0% | 6.88% | #136 |
| 2025 | 330 | 219 | 7.9% | 6.63% | #140 |
What Prosperity Home Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 70 | 48 | 2 | 2.9% |
| Douglas County | 48 | 35 | 2 | 4.2% |
| Arapahoe County | 48 | 40 | 3 | 6.3% |
| Jefferson County | 47 | 33 | 1 | 2.1% |
| El Paso County | 16 | 10 | 1 | 6.3% |
| Weld County | 16 | 9 | 2 | 12.5% |
| Larimer County | 13 | 7 | 2 | 15.4% |
| Adams County | 13 | 8 | 2 | 15.4% |
| Boulder County | 11 | 7 | 1 | 9.1% |
| Pueblo County | 7 | 1 | 4 | 57.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 330 applications in 2025, of which 219 were originated and 26 denied.
7.9% of all applications, or 10.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Prosperity Home Mortgage originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology