Premier Members Credit Union in Colorado vs the state
13.5%Denial rate-2.13 pts vs state
17.3%Decision denial rate-2.35 pts vs state
64.4%Origination rate+4.40 pts vs state
8.00%Median rate+1.38 pts vs state
0.72Rate spread (pts)+0.57 pts vs state
$131kMedian applicant income
668Loans originated
140Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,877 | 1,193 | 11.8% | 7.50% | #30 |
| 2024 | 802 | 557 | 17.0% | 9.00% | #66 |
| 2025 | 1,037 | 668 | 13.5% | 8.00% | #57 |
What Premier Members Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Premier Members Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boulder County | 205 | 146 | 21 | 10.2% |
| Adams County | 144 | 102 | 25 | 17.4% |
| Weld County | 143 | 103 | 20 | 14.0% |
| Larimer County | 101 | 78 | 10 | 9.9% |
| Jefferson County | 76 | 54 | 10 | 13.2% |
| Arapahoe County | 52 | 38 | 4 | 7.7% |
| Douglas County | 48 | 38 | 6 | 12.5% |
| Denver County | 42 | 34 | 2 | 4.8% |
| Broomfield County | 26 | 23 | 0 | 0.0% |
| Pueblo County | 25 | 13 | 5 | 20.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 1,037 applications in 2025, of which 668 were originated and 140 denied.
13.5% of all applications, or 17.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Premier Members Credit Union originated in Colorado in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Premier Members Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology