Plaza Home Mortgage in Arkansas vs the state
33.9%Denial rate+15.71 pts vs state
37.0%Decision denial rate+13.91 pts vs state
52.5%Origination rate-4.29 pts vs state
6.63%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.11 pts vs state
$82kMedian applicant income
31Loans originated
20Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 17 | 15.2% | 6.75% | #224 |
| 2024 | 28 | 13 | 25.0% | 6.75% | #248 |
| 2025 | 59 | 31 | 33.9% | 6.63% | #195 |
What Plaza Home Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 9 | 5 | 2 | 22.2% |
| Washington County | 6 | 3 | 3 | 50.0% |
| Pulaski County | 5 | 3 | 2 | 40.0% |
| Faulkner County | 4 | 2 | 0 | 0.0% |
| Greene County | 4 | 3 | 1 | 25.0% |
| Marion County | 3 | 2 | 1 | 33.3% |
| Boone County | 3 | 2 | 0 | 0.0% |
| Union County | 3 | 1 | 1 | 33.3% |
| Howard County | 2 | 0 | 2 | 100.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 59 applications in 2025, of which 31 were originated and 20 denied.
33.9% of all applications, or 37.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Plaza Home Mortgage originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology