Planet Home Lending in Nevada vs the state
22.1%Denial rate+4.61 pts vs state
23.2%Decision denial rate+0.95 pts vs state
70.2%Origination rate+12.51 pts vs state
5.99%Median rate-0.63 pts vs state
0.08Rate spread (pts)-0.21 pts vs state
$108kMedian applicant income
191Loans originated
60Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 383 | 271 | 22.7% | 6.63% | #63 |
| 2024 | 252 | 179 | 21.0% | 6.25% | #84 |
| 2025 | 272 | 191 | 22.1% | 5.99% | #82 |
What Planet Home Lending lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 201 | 149 | 42 | 20.9% |
| Washoe County | 30 | 21 | 3 | 10.0% |
| Nye County | 21 | 6 | 12 | 57.1% |
| Lyon County | 9 | 7 | 1 | 11.1% |
| Churchill County | 2 | 2 | 0 | 0.0% |
| Elko County | 2 | 2 | 0 | 0.0% |
| Carson City | 2 | 2 | 0 | 0.0% |
| Humboldt County | 1 | 1 | 0 | 0.0% |
| Storey County | 1 | 1 | 0 | 0.0% |
| Lander County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 272 applications in 2025, of which 191 were originated and 60 denied.
22.1% of all applications, or 23.2% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Planet Home Lending originated in Nevada in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology