Planet Home Lending in Colorado vs the state
11.6%Denial rate-4.05 pts vs state
12.6%Decision denial rate-7.02 pts vs state
79.0%Origination rate+19.02 pts vs state
6.25%Median rate-0.38 pts vs state
-0.07Rate spread (pts)-0.22 pts vs state
$124kMedian applicant income
396Loans originated
58Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 491 | 331 | 25.1% | 6.63% | #99 |
| 2024 | 484 | 384 | 16.5% | 6.38% | #100 |
| 2025 | 501 | 396 | 11.6% | 6.25% | #104 |
What Planet Home Lending lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 108 | 91 | 9 | 8.3% |
| Arapahoe County | 73 | 61 | 6 | 8.2% |
| Adams County | 62 | 47 | 11 | 17.7% |
| Jefferson County | 61 | 44 | 6 | 9.8% |
| Denver County | 43 | 33 | 6 | 14.0% |
| Douglas County | 35 | 29 | 3 | 8.6% |
| Weld County | 27 | 23 | 3 | 11.1% |
| Pueblo County | 14 | 11 | 2 | 14.3% |
| Boulder County | 12 | 11 | 1 | 8.3% |
| Larimer County | 10 | 7 | 1 | 10.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 501 applications in 2025, of which 396 were originated and 58 denied.
11.6% of all applications, or 12.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Planet Home Lending originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology