Plains Commerce Bank in Washington vs the state
7.2%Denial rate-8.44 pts vs state
10.3%Decision denial rate-9.26 pts vs state
62.7%Origination rate+1.63 pts vs state
6.63%Median rate0.00 pts vs state
0.12Rate spread (pts)-0.07 pts vs state
$128kMedian applicant income
252Loans originated
29Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 117 | 82 | 0.0% | 6.50% | #207 |
| 2024 | 301 | 181 | 4.3% | 6.63% | #133 |
| 2025 | 402 | 252 | 7.2% | 6.63% | #120 |
What Plains Commerce Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 60 | 32 | 8 | 13.3% |
| King County | 56 | 26 | 2 | 3.6% |
| Snohomish County | 43 | 29 | 3 | 7.0% |
| Clark County | 40 | 28 | 3 | 7.5% |
| Spokane County | 37 | 24 | 3 | 8.1% |
| Kitsap County | 31 | 19 | 0 | 0.0% |
| Cowlitz County | 23 | 19 | 0 | 0.0% |
| Whatcom County | 20 | 15 | 0 | 0.0% |
| Thurston County | 16 | 10 | 4 | 25.0% |
| Mason County | 12 | 8 | 2 | 16.7% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 402 applications in 2025, of which 252 were originated and 29 denied.
7.2% of all applications, or 10.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Plains Commerce Bank originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology