Plains Commerce Bank in Kansas vs the state
10.1%Denial rate-4.95 pts vs state
14.6%Decision denial rate-3.65 pts vs state
58.8%Origination rate-5.00 pts vs state
6.63%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.15 pts vs state
$109kMedian applicant income
70Loans originated
12Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 375 | 237 | 1.6% | 6.75% | #61 |
| 2024 | 202 | 107 | 4.0% | 6.88% | #92 |
| 2025 | 119 | 70 | 10.1% | 6.63% | #149 |
What Plains Commerce Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 35 | 16 | 3 | 8.6% |
| Sedgwick County | 23 | 16 | 2 | 8.7% |
| Leavenworth County | 10 | 4 | 1 | 10.0% |
| Saline County | 9 | 9 | 0 | 0.0% |
| Wyandotte County | 8 | 2 | 1 | 12.5% |
| Shawnee County | 7 | 5 | 1 | 14.3% |
| Geary County | 6 | 3 | 2 | 33.3% |
| Butler County | 5 | 5 | 0 | 0.0% |
| Riley County | 4 | 2 | 1 | 25.0% |
| Franklin County | 2 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 119 applications in 2025, of which 70 were originated and 12 denied.
10.1% of all applications, or 14.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Plains Commerce Bank originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology