Plains Commerce Bank in Colorado vs the state
3.6%Denial rate-12.06 pts vs state
5.3%Decision denial rate-14.40 pts vs state
64.0%Origination rate+4.00 pts vs state
6.38%Median rate-0.25 pts vs state
0.00Rate spread (pts)-0.15 pts vs state
$155kMedian applicant income
484Loans originated
27Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 505 | 266 | 1.4% | 6.25% | #97 |
| 2024 | 790 | 454 | 1.7% | 6.38% | #69 |
| 2025 | 756 | 484 | 3.6% | 6.38% | #77 |
What Plains Commerce Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 128 | 92 | 1 | 0.8% |
| Jefferson County | 97 | 53 | 2 | 2.1% |
| Arapahoe County | 87 | 53 | 5 | 5.7% |
| Denver County | 81 | 54 | 2 | 2.5% |
| Douglas County | 72 | 46 | 2 | 2.8% |
| Adams County | 69 | 42 | 7 | 10.1% |
| Weld County | 56 | 34 | 3 | 5.4% |
| Larimer County | 41 | 25 | 0 | 0.0% |
| Boulder County | 39 | 30 | 0 | 0.0% |
| Pueblo County | 12 | 6 | 3 | 25.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 756 applications in 2025, of which 484 were originated and 27 denied.
3.6% of all applications, or 5.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Plains Commerce Bank originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology