Pike Creek Mortgage Services · Ohio · 2025

Pike Creek Mortgage Services in Ohio: approval rate, denial rate and rates (2025)

Pike Creek Mortgage Services took 36 mortgage applications in Ohio in 2025, ranking #447 of 1,092 lenders active in the state. It originated 80.6% of them and denied 2.8% (3.3% of the applications it decided), against a statewide denial rate of 17.7%.

36Applicationsin OH
3.3%Decision denial ratestate 21.9%
6.13%Median ratestate 6.88%
$275,000Median loanstate $155,000
$9.2MVolume14 counties

Pike Creek Mortgage Services in Ohio vs the state

2.8%Denial rate-14.91 pts vs state
3.3%Decision denial rate-18.56 pts vs state
80.6%Origination rate+20.66 pts vs state
6.13%Median rate-0.75 pts vs state
0.02Rate spread (pts)-0.36 pts vs state
$110kMedian applicant income
29Loans originated
1Denied

What Pike Creek Mortgage Services lends in Ohio

By loan purpose

Home purchase 28 78% · 3.6% denied
Refinance 6 17% · 0.0% denied
Cash-out refinance 2 6% · 0.0% denied

By loan type

Conventional 29 81% · 0.0% denied
FHA 6 17% · 16.7% denied
USDA / RHS 1 3% · 0.0% denied

Why it denied Ohio applicants

Employment history 1 100%

Where in Ohio

Counties with the most Pike Creek Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clermont County 631 16.7%
Montgomery County 550 0.0%
Warren County 550 0.0%
Hamilton County 430 0.0%
Franklin County 330 0.0%
Greene County 220 0.0%
Highland County 200 0.0%
Union County 220 0.0%
Delaware County 210 0.0%
Fairfield County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 36 applications in 2025, of which 29 were originated and 1 denied.

2.8% of all applications, or 3.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Pike Creek Mortgage Services originated in Ohio in 2025 was 6.13%, against a statewide median of 6.88%.

About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology