Pike Creek Mortgage Services · Colorado · 2025

Pike Creek Mortgage Services in Colorado: approval rate, denial rate and rates (2025)

Pike Creek Mortgage Services took 139 mortgage applications in Colorado in 2025, ranking #204 of 1,114 lenders active in the state. It originated 75.5% of them and denied 1.4% (1.9% of the applications it decided), against a statewide denial rate of 15.6%.

139Applicationsin CO
1.9%Decision denial ratestate 19.7%
6.38%Median ratestate 6.63%
$455,000Median loanstate $325,000
$50MVolume23 counties

Pike Creek Mortgage Services in Colorado vs the state

1.4%Denial rate-14.19 pts vs state
1.9%Decision denial rate-17.79 pts vs state
75.5%Origination rate+15.52 pts vs state
6.38%Median rate-0.25 pts vs state
0.03Rate spread (pts)-0.12 pts vs state
$170kMedian applicant income
105Loans originated
2Denied

What Pike Creek Mortgage Services lends in Colorado

By loan purpose

Home purchase 109 78% · 0.0% denied
Refinance 20 14% · 0.0% denied
Cash-out refinance 10 7% · 20.0% denied

By loan type

Conventional 116 83% · 0.0% denied
FHA 14 10% · 7.1% denied
VA 9 6% · 11.1% denied

Why it denied Colorado applicants

Unverifiable information 1 50%
Employment history 1 50%

Where in Colorado

Counties with the most Pike Creek Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Denver County 22160 0.0%
Jefferson County 20150 0.0%
Larimer County 18140 0.0%
Grand County 1170 0.0%
Adams County 970 0.0%
Douglas County 970 0.0%
Arapahoe County 870 0.0%
Boulder County 650 0.0%
Weld County 651 16.7%
Mesa County 550 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 139 applications in 2025, of which 105 were originated and 2 denied.

1.4% of all applications, or 1.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Pike Creek Mortgage Services originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology