Peoples State Bank in Ohio vs the state
1.8%Denial rate-15.92 pts vs state
1.9%Decision denial rate-20.02 pts vs state
92.0%Origination rate+32.14 pts vs state
—Median rate
—Rate spread (pts)
$125kMedian applicant income
104Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 69 | 8.5% | — | #326 |
| 2024 | 87 | 76 | 4.6% | — | #325 |
| 2025 | 113 | 104 | 1.8% | — | #312 |
What Peoples State Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Peoples State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Perry County | 46 | 43 | 1 | 2.2% |
| Muskingum County | 28 | 26 | 1 | 3.6% |
| Licking County | 16 | 12 | 0 | 0.0% |
| Fairfield County | 8 | 8 | 0 | 0.0% |
| Franklin County | 6 | 6 | 0 | 0.0% |
| Guernsey County | 2 | 2 | 0 | 0.0% |
| Knox County | 2 | 2 | 0 | 0.0% |
| Athens County | 2 | 2 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Hocking County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 113 applications in 2025, of which 104 were originated and 2 denied.
1.8% of all applications, or 1.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples State Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology