Peoples Bank in Mississippi vs the state
8.8%Denial rate-14.17 pts vs state
9.9%Decision denial rate-18.59 pts vs state
76.9%Origination rate+24.01 pts vs state
—Median rate
—Rate spread (pts)
$89kMedian applicant income
123Loans originated
14Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 130 | 89 | 13.1% | — | #98 |
| 2024 | 129 | 87 | 10.1% | — | #102 |
| 2025 | 160 | 123 | 8.8% | — | #97 |
What Peoples Bank lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Simpson County | 59 | 45 | 5 | 8.5% |
| Covington County | 37 | 29 | 2 | 5.4% |
| Rankin County | 13 | 12 | 1 | 7.7% |
| Smith County | 9 | 7 | 0 | 0.0% |
| Jones County | 5 | 2 | 1 | 20.0% |
| Jackson County | 4 | 3 | 0 | 0.0% |
| Forrest County | 4 | 4 | 0 | 0.0% |
| Jefferson Davis County | 4 | 1 | 1 | 25.0% |
| Hinds County | 4 | 3 | 1 | 25.0% |
| Bolivar County | 3 | 2 | 1 | 33.3% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 160 applications in 2025, of which 123 were originated and 14 denied.
8.8% of all applications, or 9.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology