Pentagon Federal Credit Union in Wyoming vs the state
23.3%Denial rate+7.77 pts vs state
35.0%Decision denial rate+15.41 pts vs state
43.3%Origination rate-17.68 pts vs state
6.63%Median rate+0.13 pts vs state
0.05Rate spread (pts)-0.18 pts vs state
$134kMedian applicant income
13Loans originated
7Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 15 | 23.3% | 6.13% | #85 |
| 2024 | 31 | 14 | 38.7% | 6.50% | #78 |
| 2025 | 30 | 13 | 23.3% | 6.63% | #88 |
What Pentagon Federal Credit Union lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 8 | 5 | 1 | 12.5% |
| Lincoln County | 4 | 2 | 2 | 50.0% |
| Albany County | 4 | 2 | 2 | 50.0% |
| Goshen County | 3 | 0 | 0 | 0.0% |
| Sweetwater County | 3 | 1 | 1 | 33.3% |
| Fremont County | 2 | 0 | 1 | 50.0% |
| Natrona County | 2 | 0 | 0 | 0.0% |
| Sheridan County | 2 | 1 | 0 | 0.0% |
| Campbell County | 2 | 2 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 30 applications in 2025, of which 13 were originated and 7 denied.
23.3% of all applications, or 35.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Pentagon Federal Credit Union originated in Wyoming in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology