Pentagon Federal Credit Union in Kansas vs the state
29.8%Denial rate+14.74 pts vs state
35.0%Decision denial rate+16.76 pts vs state
54.5%Origination rate-9.30 pts vs state
6.38%Median rate-0.25 pts vs state
0.03Rate spread (pts)-0.27 pts vs state
$114kMedian applicant income
163Loans originated
89Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 443 | 270 | 23.7% | 6.25% | #51 |
| 2024 | 338 | 178 | 28.4% | 6.50% | #67 |
| 2025 | 299 | 163 | 29.8% | 6.38% | #83 |
What Pentagon Federal Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 147 | 84 | 35 | 23.8% |
| Johnson County | 51 | 33 | 12 | 23.5% |
| Butler County | 19 | 10 | 5 | 26.3% |
| Sumner County | 15 | 8 | 6 | 40.0% |
| Cowley County | 8 | 6 | 2 | 25.0% |
| Shawnee County | 5 | 2 | 3 | 60.0% |
| Leavenworth County | 5 | 2 | 2 | 40.0% |
| Reno County | 4 | 2 | 1 | 25.0% |
| Harvey County | 4 | 2 | 1 | 25.0% |
| Wyandotte County | 4 | 3 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 299 applications in 2025, of which 163 were originated and 89 denied.
29.8% of all applications, or 35.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Pentagon Federal Credit Union originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology