Peak Residential Lending in Nevada vs the state
2.9%Denial rate-14.59 pts vs state
5.0%Decision denial rate-17.22 pts vs state
51.4%Origination rate-6.28 pts vs state
6.88%Median rate+0.25 pts vs state
0.24Rate spread (pts)-0.06 pts vs state
$100kMedian applicant income
18Loans originated
1Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 73 | 42 | 0.0% | 6.50% | #169 |
| 2025 | 35 | 18 | 2.9% | 6.88% | #233 |
What Peak Residential Lending lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Peak Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washoe County | 28 | 14 | 1 | 3.6% |
| Lyon County | 2 | 2 | 0 | 0.0% |
| Churchill County | 1 | 0 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Elko County | 1 | 0 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Carson City | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 35 applications in 2025, of which 18 were originated and 1 denied.
2.9% of all applications, or 5.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Peak Residential Lending originated in Nevada in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Peak Residential Lending's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology