Partner Colorado in Colorado vs the state
45.8%Denial rate+30.14 pts vs state
51.2%Decision denial rate+31.49 pts vs state
43.7%Origination rate-16.31 pts vs state
5.99%Median rate-0.63 pts vs state
0.26Rate spread (pts)+0.11 pts vs state
$120kMedian applicant income
191Loans originated
200Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 543 | 214 | 42.4% | 6.50% | #93 |
| 2024 | 464 | 183 | 44.6% | 6.24% | #103 |
| 2025 | 437 | 191 | 45.8% | 5.99% | #115 |
What Partner Colorado lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Partner Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 90 | 31 | 50 | 55.6% |
| Jefferson County | 85 | 48 | 29 | 34.1% |
| Adams County | 74 | 35 | 32 | 43.2% |
| Arapahoe County | 73 | 36 | 29 | 39.7% |
| Douglas County | 29 | 12 | 12 | 41.4% |
| Boulder County | 22 | 8 | 12 | 54.5% |
| Weld County | 11 | 3 | 8 | 72.7% |
| Larimer County | 9 | 4 | 3 | 33.3% |
| El Paso County | 8 | 2 | 6 | 75.0% |
| Broomfield County | 4 | 2 | 1 | 25.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 437 applications in 2025, of which 191 were originated and 200 denied.
45.8% of all applications, or 51.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Partner Colorado originated in Colorado in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Partner Colorado's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology