Paramount Residential Mortgage Group · Washington · 2025

Paramount Residential Mortgage Group in Washington: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 986 mortgage applications in Washington in 2025, ranking #62 of 822 lenders active in the state. It originated 71.1% of them and denied 2.6% (3.6% of the applications it decided), against a statewide denial rate of 15.7%.

986Applicationsin WA
3.6%Decision denial ratestate 19.5%
6.50%Median ratestate 6.63%
$485,000Median loanstate $335,000
$356MVolume34 counties

Paramount Residential Mortgage Group in Washington vs the state

2.6%Denial rate-13.01 pts vs state
3.6%Decision denial rate-15.96 pts vs state
71.1%Origination rate+10.04 pts vs state
6.50%Median rate-0.13 pts vs state
0.21Rate spread (pts)+0.02 pts vs state
$145kMedian applicant income
701Loans originated
26Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235953795.4%6.75%#81
20245193462.7%6.63%#94
20259867012.6%6.50%#62

What Paramount Residential Mortgage Group lends in Washington

By loan purpose

Home purchase 703 71% · 2.1% denied
Refinance 168 17% · 1.2% denied
Cash-out refinance 97 10% · 9.3% denied
Home improvement 13 1% · 0.0% denied
Other / HELOC 5 1% · 0.0% denied

By loan type

Conventional 637 65% · 2.8% denied
FHA 198 20% · 3.5% denied
VA 143 15% · 0.0% denied
USDA / RHS 8 1% · 12.5% denied

Why it denied Washington applicants

Collateral 12 46%
Debt-to-income ratio 7 27%
Other 3 12%
Credit history 2 8%
Unverifiable information 1 4%
Insufficient cash 1 4%

Where in Washington

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pierce County 2401584 1.7%
King County 1691195 3.0%
Thurston County 89661 1.1%
Clark County 83652 2.4%
Snohomish County 79623 3.8%
Spokane County 71510 0.0%
Kitsap County 34250 0.0%
Lewis County 25153 12.0%
Whatcom County 24191 4.2%
Cowlitz County 23170 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 986 applications in 2025, of which 701 were originated and 26 denied.

2.6% of all applications, or 3.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Paramount Residential Mortgage Group originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology