Panorama Mortgage Group in Texas vs the state
0.6%Denial rate-18.80 pts vs state
1.1%Decision denial rate-23.82 pts vs state
57.2%Origination rate+2.32 pts vs state
7.75%Median rate+1.25 pts vs state
0.59Rate spread (pts)+0.40 pts vs state
$92kMedian applicant income
274Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 198 | 106 | 5.1% | 6.56% | #403 |
| 2024 | 194 | 117 | 1.6% | 7.75% | #405 |
| 2025 | 479 | 274 | 0.6% | 7.75% | #265 |
What Panorama Mortgage Group lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Panorama Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 92 | 58 | 0 | 0.0% |
| Bexar County | 81 | 52 | 0 | 0.0% |
| Harris County | 74 | 38 | 0 | 0.0% |
| Tarrant County | 56 | 30 | 1 | 1.8% |
| Kaufman County | 35 | 20 | 0 | 0.0% |
| Montgomery County | 13 | 5 | 1 | 7.7% |
| Hays County | 11 | 6 | 1 | 9.1% |
| Hunt County | 9 | 3 | 0 | 0.0% |
| Williamson County | 9 | 4 | 0 | 0.0% |
| Collin County | 8 | 6 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 479 applications in 2025, of which 274 were originated and 3 denied.
0.6% of all applications, or 1.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Panorama Mortgage Group originated in Texas in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology