Panorama Mortgage Group in Colorado vs the state
1.4%Denial rate-14.21 pts vs state
1.9%Decision denial rate-17.77 pts vs state
73.6%Origination rate+13.56 pts vs state
7.75%Median rate+1.13 pts vs state
0.95Rate spread (pts)+0.80 pts vs state
$119kMedian applicant income
156Loans originated
3Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 15 | 3.7% | 6.63% | #364 |
| 2024 | 67 | 55 | 0.0% | 7.75% | #268 |
| 2025 | 212 | 156 | 1.4% | 7.75% | #177 |
What Panorama Mortgage Group lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Panorama Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Adams County | 82 | 61 | 2 | 2.4% |
| Arapahoe County | 53 | 43 | 0 | 0.0% |
| El Paso County | 26 | 16 | 1 | 3.8% |
| Denver County | 21 | 13 | 0 | 0.0% |
| Weld County | 14 | 12 | 0 | 0.0% |
| Douglas County | 5 | 2 | 0 | 0.0% |
| Gunnison County | 4 | 2 | 0 | 0.0% |
| Moffat County | 4 | 4 | 0 | 0.0% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 212 applications in 2025, of which 156 were originated and 3 denied.
1.4% of all applications, or 1.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Panorama Mortgage Group originated in Colorado in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology