Oregon Community in Washington vs the state
11.8%Denial rate-3.89 pts vs state
16.7%Decision denial rate-2.87 pts vs state
58.8%Origination rate-2.24 pts vs state
7.69%Median rate+1.06 pts vs state
0.50Rate spread (pts)+0.31 pts vs state
$121kMedian applicant income
40Loans originated
8Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 6 | 23.1% | 7.13% | #428 |
| 2024 | 37 | 15 | 40.5% | 9.00% | #316 |
| 2025 | 68 | 40 | 11.8% | 7.69% | #275 |
What Oregon Community lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Oregon Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 17 | 11 | 3 | 17.6% |
| King County | 12 | 7 | 0 | 0.0% |
| Pierce County | 9 | 6 | 2 | 22.2% |
| Snohomish County | 8 | 3 | 0 | 0.0% |
| Spokane County | 4 | 2 | 0 | 0.0% |
| Walla Walla County | 3 | 1 | 1 | 33.3% |
| Whatcom County | 3 | 2 | 0 | 0.0% |
| Clallam County | 2 | 1 | 1 | 50.0% |
| Thurston County | 2 | 1 | 1 | 50.0% |
| Klickitat County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 68 applications in 2025, of which 40 were originated and 8 denied.
11.8% of all applications, or 16.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Oregon Community originated in Washington in 2025 was 7.69%, against a statewide median of 6.63%.
About this data. Figures are Oregon Community's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology