Old National Bank in Texas vs the state
5.9%Denial rate-13.55 pts vs state
10.8%Decision denial rate-14.09 pts vs state
48.5%Origination rate-6.35 pts vs state
6.13%Median rate-0.38 pts vs state
-0.23Rate spread (pts)-0.42 pts vs state
$168kMedian applicant income
33Loans originated
4Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 60 | 24 | 8.3% | 6.63% | #664 |
| 2024 | 107 | 50 | 6.5% | 6.13% | #545 |
| 2025 | 68 | 33 | 5.9% | 6.13% | #642 |
What Old National Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 13 | 5 | 2 | 15.4% |
| Collin County | 13 | 5 | 1 | 7.7% |
| Williamson County | 5 | 3 | 0 | 0.0% |
| Denton County | 4 | 3 | 0 | 0.0% |
| Tarrant County | 4 | 0 | 0 | 0.0% |
| Dallas County | 4 | 2 | 0 | 0.0% |
| Montgomery County | 3 | 1 | 0 | 0.0% |
| Cameron County | 3 | 1 | 0 | 0.0% |
| Bexar County | 2 | 2 | 0 | 0.0% |
| Walker County | 2 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 68 applications in 2025, of which 33 were originated and 4 denied.
5.9% of all applications, or 10.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Old National Bank originated in Texas in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology