Nqm Funding in Missouri vs the state
14.8%Denial rate-0.32 pts vs state
16.4%Decision denial rate-2.34 pts vs state
72.1%Origination rate+9.47 pts vs state
6.88%Median rate+0.25 pts vs state
0.50Rate spread (pts)+0.15 pts vs state
$106kMedian applicant income
44Loans originated
9Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 27 | 12.8% | 7.13% | #358 |
| 2024 | 41 | 32 | 12.2% | 7.13% | #361 |
| 2025 | 61 | 44 | 14.8% | 6.88% | #327 |
What Nqm Funding lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Nqm Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 12 | 10 | 0 | 0.0% |
| Phelps County | 9 | 3 | 4 | 44.4% |
| St. Louis city | 8 | 6 | 0 | 0.0% |
| Cape Girardeau County | 7 | 6 | 1 | 14.3% |
| Franklin County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| Scott County | 3 | 3 | 0 | 0.0% |
| Camden County | 2 | 2 | 0 | 0.0% |
| Bollinger County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 61 applications in 2025, of which 44 were originated and 9 denied.
14.8% of all applications, or 16.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Nqm Funding originated in Missouri in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Nqm Funding's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology