Norwich Commercial Group in Texas vs the state
23.2%Denial rate+3.78 pts vs state
41.9%Decision denial rate+17.04 pts vs state
32.1%Origination rate-22.74 pts vs state
6.25%Median rate-0.25 pts vs state
-0.03Rate spread (pts)-0.22 pts vs state
$125kMedian applicant income
18Loans originated
13Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 5 | 7.7% | 7.13% | #956 |
| 2024 | 69 | 40 | 2.9% | 6.50% | #624 |
| 2025 | 56 | 18 | 23.2% | 6.25% | #687 |
What Norwich Commercial Group lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 8 | 2 | 2 | 25.0% |
| Dallas County | 6 | 1 | 0 | 0.0% |
| El Paso County | 5 | 2 | 0 | 0.0% |
| Brazoria County | 4 | 0 | 2 | 50.0% |
| Tarrant County | 3 | 0 | 1 | 33.3% |
| Lubbock County | 3 | 0 | 1 | 33.3% |
| Nueces County | 3 | 1 | 1 | 33.3% |
| Collin County | 2 | 2 | 0 | 0.0% |
| Grayson County | 2 | 2 | 0 | 0.0% |
| Liberty County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 56 applications in 2025, of which 18 were originated and 13 denied.
23.2% of all applications, or 41.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Norwich Commercial Group originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology