Nexera Holding in Washington vs the state
7.9%Denial rate-7.80 pts vs state
11.8%Decision denial rate-7.72 pts vs state
57.4%Origination rate-3.66 pts vs state
7.25%Median rate+0.63 pts vs state
0.99Rate spread (pts)+0.80 pts vs state
$227kMedian applicant income
190Loans originated
26Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 159 | 86 | 4.4% | 8.25% | #177 |
| 2024 | 230 | 138 | 7.4% | 7.50% | #158 |
| 2025 | 331 | 190 | 7.9% | 7.25% | #137 |
What Nexera Holding lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 108 | 55 | 9 | 8.3% |
| Snohomish County | 51 | 34 | 1 | 2.0% |
| Pierce County | 40 | 21 | 4 | 10.0% |
| Spokane County | 32 | 13 | 3 | 9.4% |
| Clark County | 20 | 15 | 3 | 15.0% |
| Kitsap County | 12 | 8 | 1 | 8.3% |
| Whatcom County | 10 | 5 | 1 | 10.0% |
| Thurston County | 10 | 10 | 0 | 0.0% |
| Island County | 6 | 4 | 0 | 0.0% |
| Benton County | 5 | 4 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 331 applications in 2025, of which 190 were originated and 26 denied.
7.9% of all applications, or 11.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Nexera Holding originated in Washington in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology