Nexera Holding in Ohio vs the state
11.1%Denial rate-6.58 pts vs state
17.4%Decision denial rate-4.50 pts vs state
52.3%Origination rate-7.59 pts vs state
7.50%Median rate+0.63 pts vs state
1.15Rate spread (pts)+0.76 pts vs state
$139kMedian applicant income
113Loans originated
24Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 51 | 7.0% | 9.00% | #285 |
| 2024 | 170 | 101 | 2.9% | 7.88% | #238 |
| 2025 | 216 | 113 | 11.1% | 7.50% | #226 |
What Nexera Holding lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 46 | 20 | 3 | 6.5% |
| Franklin County | 36 | 18 | 3 | 8.3% |
| Hamilton County | 23 | 15 | 4 | 17.4% |
| Butler County | 11 | 2 | 4 | 36.4% |
| Montgomery County | 9 | 3 | 4 | 44.4% |
| Belmont County | 7 | 6 | 1 | 14.3% |
| Mahoning County | 7 | 6 | 0 | 0.0% |
| Delaware County | 7 | 4 | 1 | 14.3% |
| Lucas County | 6 | 4 | 0 | 0.0% |
| Lorain County | 6 | 2 | 1 | 16.7% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 216 applications in 2025, of which 113 were originated and 24 denied.
11.1% of all applications, or 17.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Nexera Holding originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology