New Day Financial in Texas vs the state
13.9%Denial rate-5.58 pts vs state
20.5%Decision denial rate-4.45 pts vs state
44.6%Origination rate-10.26 pts vs state
6.49%Median rate-0.01 pts vs state
0.17Rate spread (pts)-0.03 pts vs state
$118kMedian applicant income
29Loans originated
9Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 23 | 12.1% | 7.25% | #647 |
| 2024 | 51 | 21 | 2.0% | 6.74% | #684 |
| 2025 | 65 | 29 | 13.9% | 6.49% | #653 |
What New Day Financial lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 4 | 3 | 0 | 0.0% |
| Tarrant County | 4 | 2 | 0 | 0.0% |
| Travis County | 4 | 0 | 0 | 0.0% |
| Taylor County | 3 | 2 | 0 | 0.0% |
| Williamson County | 3 | 2 | 0 | 0.0% |
| Kerr County | 3 | 1 | 1 | 33.3% |
| Randall County | 3 | 1 | 1 | 33.3% |
| Bell County | 3 | 2 | 1 | 33.3% |
| Harris County | 3 | 1 | 0 | 0.0% |
| Cameron County | 3 | 1 | 1 | 33.3% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 65 applications in 2025, of which 29 were originated and 9 denied.
13.9% of all applications, or 20.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans New Day Financial originated in Texas in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology