NBKC Bank in Nevada vs the state
16.1%Denial rate-1.34 pts vs state
20.5%Decision denial rate-1.71 pts vs state
61.1%Origination rate+3.36 pts vs state
6.13%Median rate-0.50 pts vs state
-0.34Rate spread (pts)-0.64 pts vs state
$142kMedian applicant income
91Loans originated
24Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 184 | 113 | 12.0% | 6.38% | #91 |
| 2024 | 198 | 132 | 5.6% | 6.13% | #98 |
| 2025 | 149 | 91 | 16.1% | 6.13% | #120 |
What NBKC Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most NBKC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 117 | 74 | 21 | 17.9% |
| Washoe County | 19 | 10 | 2 | 10.5% |
| Douglas County | 4 | 3 | 0 | 0.0% |
| Carson City | 4 | 2 | 0 | 0.0% |
| Elko County | 3 | 2 | 0 | 0.0% |
| Churchill County | 1 | 0 | 1 | 100.0% |
| Lyon County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 149 applications in 2025, of which 91 were originated and 24 denied.
16.1% of all applications, or 20.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans NBKC Bank originated in Nevada in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are NBKC Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology