Nationwide Mortgage Bankers · Texas · 2025

Nationwide Mortgage Bankers in Texas: approval rate, denial rate and rates (2025)

Nationwide Mortgage Bankers took 105 mortgage applications in Texas in 2025, ranking #544 of 1,568 lenders active in the state. It originated 54.3% of them and denied 5.7% (7.6% of the applications it decided), against a statewide denial rate of 19.4%.

105Applicationsin TX
7.6%Decision denial ratestate 24.9%
6.75%Median ratestate 6.50%
$255,000Median loanstate $245,000
$17MVolume33 counties

Nationwide Mortgage Bankers in Texas vs the state

5.7%Denial rate-13.72 pts vs state
7.6%Decision denial rate-17.31 pts vs state
54.3%Origination rate-0.59 pts vs state
6.75%Median rate+0.25 pts vs state
0.54Rate spread (pts)+0.35 pts vs state
$97kMedian applicant income
57Loans originated
6Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023116478.6%6.75%#526
202471292.8%6.63%#617
2025105575.7%6.75%#544

What Nationwide Mortgage Bankers lends in Texas

By loan purpose

Home purchase 65 62% · 6.2% denied
Refinance 37 35% · 5.4% denied
Cash-out refinance 3 3% · 0.0% denied

By loan type

Conventional 73 70% · 6.9% denied
FHA 26 25% · 3.9% denied
VA 6 6% · 0.0% denied

Why it denied Texas applicants

Other 3 50%
Debt-to-income ratio 2 33%
Collateral 1 17%

Where in Texas

Counties with the most Nationwide Mortgage Bankers applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 33143 9.1%
Tarrant County 970 0.0%
Dallas County 740 0.0%
Collin County 630 0.0%
Denton County 520 0.0%
Travis County 420 0.0%
Kaufman County 431 25.0%
Brazoria County 420 0.0%
Bexar County 310 0.0%
Montgomery County 220 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 105 applications in 2025, of which 57 were originated and 6 denied.

5.7% of all applications, or 7.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Nationwide Mortgage Bankers originated in Texas in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Nationwide Mortgage Bankers's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology