Mutual of Omaha Mortgage in Texas vs the state
16.9%Denial rate-2.57 pts vs state
21.5%Decision denial rate-3.36 pts vs state
59.3%Origination rate+4.41 pts vs state
6.38%Median rate-0.13 pts vs state
0.18Rate spread (pts)-0.01 pts vs state
$77kMedian applicant income
1,178Loans originated
335Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,869 | 1,104 | 23.9% | 7.25% | #92 |
| 2024 | 1,688 | 1,107 | 13.7% | 6.75% | #105 |
| 2025 | 1,987 | 1,178 | 16.9% | 6.38% | #99 |
What Mutual of Omaha Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 250 | 134 | 52 | 20.8% |
| Dallas County | 162 | 92 | 32 | 19.8% |
| Tarrant County | 142 | 95 | 17 | 12.0% |
| Collin County | 124 | 95 | 10 | 8.1% |
| Denton County | 108 | 74 | 12 | 11.1% |
| Bell County | 99 | 66 | 3 | 3.0% |
| Montgomery County | 88 | 59 | 9 | 10.2% |
| Bexar County | 88 | 51 | 17 | 19.3% |
| Travis County | 68 | 48 | 5 | 7.4% |
| Fort Bend County | 55 | 26 | 14 | 25.5% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,987 applications in 2025, of which 1,178 were originated and 335 denied.
16.9% of all applications, or 21.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Mutual of Omaha Mortgage originated in Texas in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology